Compare Every

Annuity Rate Today!

Explore EVERY option and find the BEST annuity!

Compare Every

Annuity Rate Today!

Explore EVERY option and find the BEST annuity!

  • Top Rated Companies, A+
  • Annuity Returns As High As 8%
  • Avoid the Risk of Outliving Your Money
  • Lifetime Income, Lifetime Security. *Guaranteed
  • Inflation Protection
  • Protection From
    Market Risk

Get My Personalized Annuity Rate Report
and Quote!

DISCOVER & COMPARE EVERY ANNUITY TODAY

The comparison annuity rate report you receive will be based on the information you provide below.
OUR PROMISE:
Quick & Easy, No Obligation & Privacy Guaranteed!

Reload

Some of Our Trusted Annuity Providers:

Retirement
Investment Company
Retirement Planning
Distribution Planning
Retirement Company
Investment Firm
Retirement Planner
Distribution Planner
Distribution Planning
Investment Company
Distribution Planning
Retirement
Retirement Company
Investment Company
Distribution Planning

Top
Premium Bonuses

Company / Product Premium Bonus Cap Rate
EquiTrust
MarketTwelve Bonus Index
12.00% 3.00%

Allianz
MasterDex 10 Plus Annuity
10.00% 3.25%
American Equity
Bonus Gold (Index 1-07)
10.00% 2.75%

Top
Cap Rates

Company / Product Premium Bonus Cap Rate
Midland
Select Series 14
N/A 8.70%

Genworth
SecureLiving Index 7
N/A 5.95%
Great American
Safe Outlook
N/A 5.25%

Top
Income Riders

Company / Product Premium Bonus Income Rider
Security Benefit
Secure Income
8.00% 7% for 20 years
Midland National Life
IncomeVantage 14
5.00% 5% for 20 years, plus Interest Credits
Great American Life
Safe Outlook
N/A 10% for 7 years

Avoid the #1 mistake retirees are making with annuities and discover the secret to "Guaranteed Lifetime Income."

It doesn't get easier than this. However, it is absolutely critical to choose the correct annuity for your financial situation and ensure that it works in performance and safety with the rest of your portfolio. When utilized correctly, the annuity can be one of the most effective retirement income vehicles in the world.

"The Administration is promoting the availability of annuities and other forms of guaranteed lifetime income, which transform savings into guaranteed future income, reducing the risks that retirees will outlive their savings or that their living standards will be eroded by investment losses or inflation."

-The White House Administration

By getting your free report, you will learn how to Increase Income Annually by as much as 8% with a lifetime income rider.**

  • In this Free Report You will also learn:
  • How to Participate in the Gains of the Stock market with NO RISK to Principal
  • How to Turn Your 401k - IRA - 403(b) into Lifetime Retirement Income
  • How to Gain 5-8% in Your Income Account Every Year, Even if the Market is Down or Has No Gain
  • How to Eliminate the Risk of Outliving Your Money - Create a Predictable Income Stream that Lasts Forever

What would total peace of mind in your retirement mean to you?

..."You are the only one I have trusted enough to do business with out of the local area. My confidence has grown as I have received an education and have become aware of how much you do for people like me..."

Teresa Roberson

Sun City, CA

Video Testimonial

..."You provided us with sound advice, sharing your knowledge and handling our request with professionalism and care. It seems to be a rarity to find someone that provides this kind of service..."

Richard Dawson

Pepperdine University, Malibu, CA

What is an annuity?
An Annuity is a retirement income planning vehicle that will give you lifetime income and lifetime security, so you never outlive your money. It is a contract between you and an insurance company, where you make either a lump-sum payment or a series of payments. The interest growth on an annuity is tax-deferred, and you do not have to pay taxes on the interest until you actually start taking your withdrawal payments. You can use an annuity for growth during your accumulation phase, and also as a guaranteed income stream when you reach retirement - the distribution phase of your lifetime.

Index Annuities:
An Index Annuity is tied to a common market index, such as the S&P 500. When the index rises and is performing well, your annuity earns gains. And if the index declines in value, your account is protected and will never lose value. In simple terms, you enjoy the benefit of the market, without any market risk. Index Annuities are popular because the gains can be substantially higher than the interest rates found in Fixed Rate Annuities and other retirement savings vehicles. Depending on the market, Index Annuities have a stronger potential for growth over any other type of annuity. Meanwhile, your deposit is guaranteed to grow at a pre-determined rate in case the stock market does not perform well.

Features of Index Annuities:

  • Have Benefits Of Fixed Rate Annuities - Including Solid Returns and Inheritance Options
  • Market Linked Gains -They outperform CDs and debt-based vehicles like bonds in the long-term
  • Protection of Principal - Your account will never lose value no matter how much the market drops
  • Tax Deferred Shelter - Pay nothing on interest earned until you cash out

Fixed Rate Annuities:
A Fixed Rate Annuity gives you predictability. This annuity will grow at a fixed interest rate that is determined by the insurance company and is guaranteed to never renew below a stated minimum rate. Interest credits are usually applied on a daily basis to the Annuity value. The insurance company guarantees you a stream of fixed payments over the life of the Annuity.

  • Guaranteed Rate - A fixed interest rate is locked in for a period of your choosing, like a CD
  • Retirement Income - Secure, steady and predictable income
  • Solid Return - Interest rates are competitive and usually higher than CDs or money market accounts
  • Inheritance & Legacy Options - Leave money to loved ones probate-free
  • Liquidity - Enjoy 10% free withdrawals, withdrawals of interest or "Annuitization" options give you ease of access to your money when you need it

Immediate Annuities:
Also known as Single Premium Immediate Annuities (SPIA's) or Income Annuities, generate income payments to you within 12 months of the issue date. Immediate Annuities allow you to receive a steady stream of income payments instantly, and are usually purchased with a single lump-sum payment. This annuity can be designed to last a lifetime, a set period of time such as 10 years, or a mixture of both. SPIA's are great for people who need income immediately. Your income payment amount is determined by several factors: life expectancy, amount of investment, gender, and payment option.

Features of Immediate Annuities:

  • Stability - check is mailed to you on same day every month, just like an income paycheck
  • Spousal Protection - Can be designed to last for you and your loved one's lifetime, just like a pension plan
  • Inflation Protection - Income can grow from 1% to 5% guaranteed each year, or it can automatically adjust based on changes in the Consumer Price Index (CPI) to protect the spending power of your money
  • Cash Refund and Time Period Certain Options - Ensures your money is passed on to beneficiaries if you happen to pass away earlier than expected

Comparing Annuity Companies:
Comparing annuity companies requires several key factors to determine which one offers what you need. It is important you look at the benefits contributed to your retirement plan, types of annuity products offered and the financial strength of the company. There are several Independent rating agencies such as A.M. Best, Standard & Poor's and Moody's, that can verify the company's strength.

Top Rated Annuity Companies:

  • AIG
  • Allianz Life
  • AltiSure
  • American General Life
  • American Equity
  • American National
  • Amerus
  • Annexus
  • Athene
  • Aviva
  • Axa Equitable
  • Equitrust
  • Fidelity & Guaranty
  • ForeThought
  • Genworth Financial
  • Great American
  • Guggenheim
  • The Hartford
  • ING
  • Integrity Life
  • Jackson National
  • Jefferson National
  • John Hancock
  • Kansas City Life Insurance Company
  • Lincoln National
  • Mass Mutual
  • MetLife
  • Midland National
  • Mutual of Omaha
  • National Western
  • New York Life
  • North American
  • Pacific Life
  • Phoenix
  • Principal Life
  • Protective
  • Prudential
  • Reliance Standard
  • Sagicor
  • Security Benefit